Gainesville Retirement Planning
FinanSense LLC
At FinanSense LLC, we believe financial clarity leads to financial freedom. Our mission is to empower individuals and families with the knowledge, strategies, and personalized guidance they need to take control of their money with confidence. Whether you’re working to eliminate debt, rebuild your credit, create a realistic budget, grow your savings, protect your assets with the right insurance coverage, or prepare for a secure retirement, we provide practical solutions tailored to your unique goals. We combine education with action-oriented planning to help you move from financial stress to long-term stability and success. At FinanSense, your future isn’t just planned, it’s strengthened with purpose and direction.
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Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
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Meet The Advisor
Romona Jackson
Financial Professional
Romona Jackson is a financial professional with Pathlight Advisers. She is a seasoned financial leader, coach, and community advocate dedicated to helping individuals and families achieve long-term financial health and stability. A native of Brooklyn, New York, and proud graduate of Florida A&M University, Romona transitioned from a degree in broadcast journalism into a dynamic 15-year career in financial services, most notably serving as a regional banking district manager for Wells Fargo, where she led eight branches and over 100 team members across the Gainesville district. Her leadership in banking was marked by operational excellence, team development, and deep community engagement.
Romona is the founder of FinanSense, LLC, a financial coaching and consulting firm launched in 2021. She is a Master Financial Coach certified by Ramsey Solutions and an Accredited Financial Counselor® (AFC®) through the Association for Financial Counseling and Planning Education (AFCPE). Through her work, Romona partners with individuals, families, and organizations to develop tailored financial plans, offering the guidance and tools they need to shift their financial trajectory and reach their goals.
As a financial coach, Romona is committed to equipping people with practical knowledge and strategies through hands-on support and educational outreach. She specializes in financial literacy workshops that empower communities with the confidence and clarity to make informed financial decisions. Licensed in Florida, Georgia, Virginia, North Carolina, and Texas, her mission is rooted in helping people build strong financial foundations through education, action, and accountability.
In 2022, Romona founded Carolyn’s Heart, Inc., a nonprofit created to honor the life and legacy of her late mother, Carolyn Jackson. The organization focuses on uplifting underserved communities through programs that promote financial empowerment, education, and wellness.
Romona’s leadership extends across education and civic service. She is the Immediate Past Board President of The Education Foundation of Alachua County, a member of the MLK Commission of the State of Florida, and serves on the Executive Board of the FAMU Alumni Association. She is also a 33-year member of Zeta Phi Beta Sorority, Incorporated, an active executive board member of the Gainesville (FL) Chapter of The Links, Incorporated, and a charter member of the Greater Gainesville, FL Chapter of the National Coalition of 100 Black Women.
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Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Events in March–May 2026
April 23, 2026 (1 event)
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April 23, 2026What You'll Learn
Join us in person for Women Empowering Women, a fun and informal meetup all about planning a smart retirement. Connect with inspiring women, share stories, and pick up tips on how to rock your retirement years confidently. Whether you're just starting to think about the future or ready to make moves, this event is for you. Don’t miss this chance to empower yourself and others in the vibrant city of Jacksonville!Date & Time:
Orange Park Public LibraryOrange Park, FL
Thursday, Apr 23 from 6:30 pm to 7:45 pmRegister Here
Our Downloads
Our Blog
National Credit Awareness Month: Understanding and Nurturing Credit Intelligence
InNational Credit Awareness Month is held each March to educate the public about the importance of credit in our daily [...]
Understanding the Difference Between Income Tax and Capital Gains Tax
In the realm of taxation, two terms often surface: income tax and capital gains tax. Both are crucial aspects of [...]
Minding Future Taxes: Traditional IRA vs. Roth IRA
When considering retirement savings options, it is paramount to understand the tax treatment of the various types of retirement accounts [...]
Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
